American First Finance "Joyful Giver Giveaway" Official Rules

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN THIS GIVEAWAY. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED.  
1) Sponsor of Giveaway: American First Finance, LLC. P.O. Box 565848 Dallas, TX 75356, (“Sponsor”).

2) Eligibility: The American First Finance, LLC. “Joyful Giver Giveaway” ("Giveaway") is open and limited to all legal residents of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, Wyoming, Puerto Rico, and who have attained the age of majority in the state or district where they reside at the time of Giveaway entry. Employees of and vendors to American First Finance, its affiliates and subsidiaries, and employees of Facebook, Inc., Instagram, LinkedIn, Twitter, or ViralSweep, their parent(s), subsidiaries, affiliated companies, and the immediate family members of each are not eligible to enter this Giveaway or win a prize. For purposes of this Giveaway, immediate family members are defined as spouse, domestic partner, parents, legal guardians, in-laws, grandparents, siblings, children, stepchildren, and grandchildren. This Giveaway is subject to all local, state, and federal laws and regulations. Limit: One (1) entry per person, per day, subject to paragraph 14, during the Promotion Period. Incomplete or inaccurate entries shall be deemed void. Determination of information to be false or misleading is at the sole discretion of the Sponsor.

3) Promotion Period: The Giveaway runs for 31 consecutive days and begins at 12:01 a.m. Central Time on December 1, 2022 and ends at 11:59 p.m. Central Time on December 31, 2022.

4) Prize Description:
Entry period# of prizesprize descriptionprize value
12-1-22 to 12-31-22Six (6)Six (6) cash prizes. (Depending on selected winner, prize may be given in the form of a check, prepaid card, or direct deposit transfer via ACH.)Three $150 cash prizes; two (2) $275 cash prizes; one (1) $1,000 cash prize
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To report a problem or complaint with this payment solutions provider, you may write info@americanfirstfinance.com or call customer service at (855) 721-1188. This payment solution provider is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institution Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website.

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*Subject to approval and standard underwriting criteria. Approval is possible without a credit score, but credit may be checked.Terms and conditions subject to change at any time without prior disclosure or notice.

Retail Installment Sale Agreement: A retail installment sale agreement is subject to approval and verification.

Lease: Subject to approval and verification. A lease, lease-to-own or rent-to-own program, or rental-purchase agreement is different from a loan or credit card. For example, instead of paying interest, you will pay rental fees on top of the retail price. You will become the owner of the merchandise only after you pay the Total Cost of Ownership, including applicable sales taxes. Other fees may apply, such as late fees, non-sufficient funds fees, delivery fees, and optional Liability Damage Waiver fees. The earlier in your lease that you pay the Total Cost of Ownership, the more you can save on rental fees, and the lower your Total Cost of Ownership will be. Acquiring ownership by leasing costs more than the retailer’s cash price.Not available in CA, NJ, MN, PA, WI and WY.

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