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feeling at home is more than furniture

The right sofa is important, but so is what's nearby.

From dentists to auto repair and everything in between, find what you need and who you need to make your new place home.
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furniture
Light blue icon representing furniture
appliances
Light blue icon of a washing machine representing appliances that you can pay as you go
auto
Light blue icon of a car representing the auto care you can get and pay as you go
home

security
Light blue icon representing the home security system you can purchase and pay as you go
vets & pets
Light blue icon of a dog paw print representing the veterinary care and pet supplies you can get and pay as you go.
jewelry
Light blue icon of a wedding ring representing the jewelry you can get and pay as you go
tattoo
Light blue icon of a shining sun representing the tattoos you can get and pay as you go
A man and woman smiling as they position their new furniture in their living room that they just leased with no credit needed and affordable payment options
  • No credit needed^
  • Approvals from $500 up to $5,000*
  • On-time payments can help your credit score**
  • Affordable payments based on your pay cycle

How It Works

We make it easy to get started. Here is what is necessary to apply for our lease-to-own agreement.
  1. Enter ZIP Code to find stores & services.
  2. Click "Apply" to start your application.
  3. Take your approval to your store.
  4. Relax knowing there's one less thing to worry about.
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^Approval is possible without a credit score, but credit may be checked.

*Subject to approval and standard underwriting criteria. Applications may be for payment solutions through American First Finance or loans from FinWise Bank, a Utah-chartered bank, Member FDIC. Products may vary by location. Terms and conditions subject to change at any time without prior disclosure or notice. New customers may be approved for loan amounts up to $3,500 and returning customers up to $5,000. See agreement for details.

†Testimonials appearing on this advertisement are received in various forms via a variety of submission methods. The testimonials reflect the real-life experiences of customers who used our products and/or services. Individual results may vary. American First Finance/AFF does not claim, nor should it be assumed, that any individual experience described is typical or representative of what other consumers might experience.

Retail Installment Contracts: The transaction described is a retail installment sale agreement and is subject to approval and verification. Terms and conditions subject to change at any time without prior disclosure or notice.

Leases: Subject to approval. Approval is possible without a credit score, but we may check credit. The transaction advertised is a lease, lease-to-own or rent-to-own program, or rental-purchase agreement. Instead of paying interest, you will pay rental fees on top of the retail price. The lessee will not own the property until the Total Cost of Ownership is paid either by payment of the total of payments over the full term of the agreement or by prepayment as provided for by law. Other fees may apply. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available at participating locations where permitted by law. Terms and conditions subject to change at any time.

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To report a problem or complaint with this lender, you may write info@americanfirstfinance.com or call customer service at (855)721-1188.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institution Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504
To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website.
New Mexico NMAC | New Mexico Consumer Informational Brochure | New Mexico License

Attention New York City Customers: Click for important information about language access services

All retail installment contracts and lease-to-own agreements are arranged or made by American First Finance, a licensee in certain states. All installment loans are originated by FinWise Bank, a Utah-chartered bank located in Murray, Utah, member FDIC, and serviced by American First Finance. Because American First Finance services FinWise Bank installment loans, please contact American First Finance regarding any questions about your FinWise Bank installment loan. Click here to contact us.